When most business owners think about what an employee costs, they think about the hourly rate or annual salary. If you're paying someone $25 an hour, that's what they cost, right? Not even close. The true cost of an employee is significantly higher than their base wage. Depending on your industry and benefits structure, you could be paying 25% to 40% more than that hourly rate once you factor in payroll taxes, insurance, benefits, and the hidden costs that rarely make it int

Most small business owners are undercharging. Here's how to calculate what you need to charge, implement value-based pricing, and build a business that actually supports your life.

Every January, business owners set financial goals they abandon by March. Here's how to set specific, measurable goals you'll actually achieve—and build systems to track progress.

How you pay yourself isn't just about getting money in your pocket—it's a strategic decision that affects your taxes, cash flow, and long-term wealth building. Here's what works for each business entity.

Year-end financial prep isn't just about tax compliance—it's about setting your business up for a stronger start to the new year. Here's what needs to happen, why it matters, and when professional support makes sense.

There's a gap between recording transactions and making financial decisions—and most small businesses live in that gap longer than they should. Here's how to know when you've outgrown basic bookkeeping.

Every thriving home service company runs on more than hard work — it runs on a financial playbook. Learn how to build a smarter system for cash flow, pricing, and growth in your business.

Most small business owners start out doing their own bookkeeping, but there’s a point when DIY becomes a distraction. Here’s how to know when it’s time to outsource.